Are you writing a personal finance blog and you’re stuck for fresh content topics? I’ve curated this list of personal finance blog topics that will help you create a resource hub for your readers.
You want them to come to your site over and over again, right? So, start writing on topics of most interest to them that help them get ahead with their personal finances.
I’m not a personal finance expert, but I do know great content when I see it. I also know that personal finance is one of the most profitable blog niches.
It all starts with a burning question… and so I’ve curated this list for you that helps you answer the questions with these personal finance blog post topics.
At the end of this post, you’ll have a list of great ideas and will start writing great posts on saving money and personal finances!
DISCLOSURE: This post contains affiliate links, meaning if you click on a product or service, and decide to purchase it, I may receive a commission at no extra cost to you. All recommended products and services are based on my positive experience with them. For more information, please read my Disclaimer.
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55+ Personal Finance Blog Topics – Get Inspired!
I’ve broken these personal finance blog post ideas into specific sub-topic categories.
You may want to use these categorizations to create topic clusters, which make it easier for on-page SEO.
Saving And Budgeting Topics
- How to create a budget you’ll stick to
- Living well on less: top frugal living tips
- # smart and easy ways to save money every month
- How to easily save $1,000 without much effort
- A beginner’s guide to building an emergency fund
- How to budget using zero-based planning
- # best apps that help you automatically save money
- How to use the cash envelope system to save money
- Simple steps to audit your finances
- Best budgeting apps for families and couples
- What is a TFSA and how can you use it to save more money (Canada)
Debt Management Blog Post Topics
- # ways to pay off debt faster
- How to use the snowball method to tackle debt
- Debt consolidation vs. debt settlement: which is better?
- How to lower your interest rates
- # smart ways to handle student loans
- How to manage credit card debt
- How to avoid getting stuck in debt
- A guide to credit scores: how to check and improve yours
- What to do if a debt collector calls you
- When to refinance your mortgage
Retirement Planning Blog Topics
- Tips for saving for retirement
- Planning for early retirement: what you need to know
- How to boost your 401(k) savings
- Roth IRA vs. traditional IRA: what’s the difference?
- Understanding how RRSPs work (Canada)
- How a capital gains tax can affect your retirement planning
- A quick guide to understanding social security
- How to make your retirement savings last
- The best places to retire in the U.S.
- The best places to retire in Canada
- How to plan for healthcare costs in retirement
- Should you consider buying an annuity?
- Transitioning to retirement: how to start spending your savings
- How retiring in a different country can affect your retirement plans
Financial Goals And Mindset Blog Topics
- How to become financially independent
- How to build a healthy money mindset
- How to set and achieve your money goals
- Money habits of successful people
- How to talk money with your partner: tips for success
- How to deal with money stress and anxiety
- How to improve your financial knowledge
- Mindful spending: how to align your money with your values
- What is the FIRE movement?
- Staying motivated on your financial journey
Taxes And Legal Blog Topics
- Tax deductions and credits you can claim
- Taxes for bloggers: what you can write off and claim
- How to get the most out of your tax refund
- Understanding tax brackets: a guide
- How to organize your finances for tax time
- Basics of estate planning: wills and trusts
Investing Blog Post Topics
- A simple guide to understanding the stock market
- Investing for beginners: how to start small
- A guide to investing in real estate
- Robo-advisors vs. financial advisors: what’s the difference?
- A beginner’s guide to investing in cryptocurrencies
- How to spot and avoid investment scams
- Understanding index funds vs. mutual funds: which one is right for you?
- How to create a balanced investment portfolio
- How compound interest can grow your money
- Investing with a conscience: what is ESG investing?
Key Considerations When Blogging About Money
Before you start using this list of personal finance blog topics to begin writing blog posts, there are a few things to consider.
This is a very sensitive topic that can affect people’s finances if your advice doesn’t work for them.
This is why I strongly recommend these tips to my blog coaching students with personal finance blogs:
- Share your credentials. Have legitimate credentials to be able to share information about money. Add these to your About page and your Author description. These keywords are important for SEO purposes as well as the credibility factor.
- Disclose your position as a personal finance blogger. Include a Disclosure at the beginning of each post that ensures your readers are aware that the content is for informational purposes only and it doesn’t constitute as advice. You’re not their personal finance consultant.
- Have proper legal pages on your site. With a disclosure you need to have a link to your Disclaimer. Make sure you have properly written mandatory legal pages that will protect you and your blog both legally and financially. It’s very easy to get sued when your content may potentially cause financial ruin (when a reader does something stuip and is looking for somebody to blame).
For the last point, I use Legal Page templates that are customizable to your part of the world.
They are written by a lawyer who also blogs and runs an online business, so the information in them is relevant to blogs and websites.
They are affordable and a wise investment that lets me sleep easily at night, knowing I’m legally protected.
TIP: The VIP Comprehensive Legal Bundle is the best deal and includes 16 different agreements and contracts that you may need as a blogger with a business.
Before you go, here’s a free workbook for writing your About page that addresses your reader’s needs and highlights your credentials in a natural flow.
Additional Resources: Get inspired by checking out this list of the best personal finance blogs.
Looking for more lifestyle blog post ideas? Check out my list of over 100 blog post topics for lifestyle bloggers.
QUESTION: What do you think are hot personal finance blog topics that need to be added to this list?
Personal finance is indeed a very sensitive topic, therefore its important for bloggers to make proper research before diving in and writing these blog posts. Thanks for sharing your advice!